Financing Options

Available October 1, 2012 through March 31, 2013. No payment until December 2012.

Earn the Merschman Seeds cash discount up front and interest accrues monthly at variable Citibank Prime interest rate to Farm Plan™ from time of purchase until December 2012. $1,000 minimum initial purchase. All programs are subject to Farm Plan™ special terms disclosure and Farm Plan™ credit approval. For additional information contact your Area Sales Manager or John McKillip, Treasurer & Controller at johnm@merschmanseeds.com.

Regular FarmPlan™ Fax Transmittal Form

Merplan Fax Transmittal Form

Your Information

Finance Plan: (Check One)

  • You must be a Farm Plan Preferred Card customer in good standing to qualify.
  • $1,000 minimum initial purchase required.
  • Balances on No-Payment/No-Interest Terms transactions will accrue interest at the end of the interest free period as provided for in the Farm Plan credit agreement and shall be due in full on the customer’s Dec. 2012 Farm Plan payment due date.
  • If you fail to pay the balance on or before the due date, interest will be assessed thereafter as described in the Farm Plan Credit Agreement.

  • Variable interest rate of Citibank Prime % (APR) will be assessed on this Seasonal Terms transaction from the date of purchase, which may be prior to delivery or receipt of merchandise. At no time will the interest fall below 0% APR.
  • You must be a Farm Plan Preferred Card customer in good standing to qualify.
  • A $1,000 minimum initial purchased is required.
  • Balances on Seasonal Terms transactions, plus any accrued interest and other charges, will be due in full on the customer’s Dec. 2012 Farm Plan payment due date.
  • If you fail to pay the balance on or before the due date, interest will be assessed thereafter as described in the Farm Plan Credit Agreement.

This purchase is subject to the terms of the Farm Plan Credit Agreement. Customer agrees that the approval or use of Special Terms Limit may cause the Regular Credit Limit for regular transactions to be reduced by as much as the Seasonal Terms transaction amount.

MerPlan and Farm Plan™ Application Deadlines

Transmittal forms must be received in Merschman Seeds, Inc.'s office no later than 5:00 PM on the last day of the month to qualify for that month's cash discount (faxing is the preferred method).

Merschman Seeds, Inc. assumes no complications will be associated with the approval process from Farm Plan™/ MerPlan. If delays occur in the approval process, the actual month of the approval will serve as the actual discount period.

Delays often occur from credit limits to low, additional financial information needed, such as balance sheet and tax returns, customer does not have a preferred account, past due at Farm Plan™/ MerPlan or seasonal terms balance not paid off for previous year.

If your Farm Plan™/ MerPlan approval is delayed you will not receive the discounts until approval is received. It is highly recommended to plan ahead to set your Farm Plan™/ MerPlan deadline to be the 25th of the month to permit time for correcting problems.

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Merschman Company Headquarters:

103 Avenue D / PO Box 67, West Point, IA 52656 (800) 848-SEED | merseeds@merschmanseeds.com | © 2013 All rights reserved. Merschman Seeds, Inc.

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